If you’re a small business owner, figuring out the best way to optimize your personal and corporate finances can be daunting. Taxes definitely come into play, as do ways to take income and save for retirement in the most tax-efficient ways. We can help you simplify the process by integrating your business and personal planning— in an attempt to find synergies that may help to provide tax and retirement planning opportunities.

We know how busy you are running your business. We can help you put corporate benefits in place which can help you attract talent and retain employees while protecting and helping you plan for the future at the same time. We will create a complete financial plan for your business in conjunction with your accountant which we can review and update through the years.


Corporate Benefits and Group Plans for Business—Qualified retirement plans can help you and your employees save the maximum amount for retirement in a tax-advantaged manner. There are many different types of retirement plans available; it all starts with your business structure as well as your goals. We will break down which plan may fit best, whether it be a 401(k) plan, profit-sharing, SIMPLE IRA, SEP IRA, solo 401(k) or another type of plan—each has very specific requirements and limits. We also provide group life and disability policies.

Executive Compensation Plans, Business Succession Plans, Key Man Policies—From executive benefits to bonus plans, key employee life insurance, management carve-outs and buy-sell agreements, we provide small business with useful business strategies, including specialized insurance policies.

Financial Plans for Business—Just like each individual needs a customized financial plan, your business needs its own plan, too. We will create this with you in coordination with your accounting professionals and review it at least annually.

Tax Strategies for Business—Getting your tax bill down might involve your business structure as well as many other tax mitigation opportunities available to business owners. We will review this alongside accounting and legal professionals to help ensure you pay a fair amount of taxes, reducing your tax burden where possible.

Risk Management/Commercial Lines—We will work in tandem with all of our insurance providers to help ensure your business liability, worker’s comp, P&C, group life and other policies are in force and provide the right protections for your business.


What are YOUR financial goals?